The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 29, 2025

Filed:

Dec. 07, 2022
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventor:

Rohit Joshi, Glen Allen, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/00 (2013.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 63/0884 (2013.01); H04L 63/18 (2013.01); H04L 2463/082 (2013.01);
Abstract

A system and method for authentication a user attempting access to a service is disclosed herein. When a user attempts to gain access, a client associated with the user generates a unique authentication code that is stored at a callback server associated with the client. The user accesses an authentication server associated with the service and provides the authentication server with standard login credentials. The authentication server also obtains the authentication code from the user. If the authentication server successfully verifies the user's credentials, then the authentication server transmits a code validation request to the callback server to validate the authentication code. The callback server verifies that the received code matches a stored code and is current, and then issues a reply message to the authentication server. The authentication server grants or denies the user's access request based on the reply.


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