The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 29, 2025
Filed:
May. 01, 2024
Applicant:
Island Intellectual Property, Llc, Manhasset, NY (US);
Inventor:
Bruce R. Bent, Ii, New York, NY (US);
Assignee:
Island Intellectual Property, LLC, Manhasset, NY (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/02 (2023.01); G06Q 40/08 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/02 (2013.01); G06Q 40/08 (2013.01);
Abstract
Systems, methods, and program products of performing a deposit transaction in which allocations to depository accounts are made in accordance with customer selection of maximum interest coverage or maximum interest rate. Maximum balances associated with maximum interest customers and maximum insurance customers are taken into account at each depository institution to determine an optimal allocation that meets customer's preferences without exceeding the maximum balances.