The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 29, 2025
Filed:
Apr. 20, 2022
Bank of America Corporation, Charlotte, NC (US);
Vineet Kumar Upadhyay, Hyderabad, IN;
Ramakrishnan Swaminathan, Chennai, IN;
Bank of America Corporation, Charlotte, NC (US);
Abstract
A voice and dialect matching computing device processes audio signals received from two sources to authenticate and secure information associated with creation of an electronic transaction. This voice based computing device automatically processes audio signals to identify participants based on voice information and/or dialect information. The voice based computing device compares a vocal signal and/or dialect information using an intelligent processing unit (e.g., an artificial intelligence/machine learning based model) and/or using historical information stored in a central dynamic data store. The processed audio signals are decomposed into at least two signals, where a first signal may be used as a trigger to activate processing of an electronic transaction by a smart contract hub computing device. The second signal includes attributes of the electronic transaction which may then be encrypted. These trigger signal initiates selection of a smart contract to process the electronic transaction and the second signal facilitates automatic execution of the transaction using the smart contract and via a distributed ledger computing system.