The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 29, 2025

Filed:

Sep. 13, 2021
Applicant:

Apple Inc., Cupertino, CA (US);

Inventors:

Bob Bradley, San Jose, CA (US);

Marc J. Krochmal, Cupertino, CA (US);

William M. Bumgarner, San Jose, CA (US);

Vijay Sundaram, San Ramon, CA (US);

Margaret A. Moore, San Jose, CA (US);

Nicholas J. Shearer, San Francisco, CA (US);

Brandon J. Kieft, San Francisco, CA (US);

Assignee:

Apple Inc., Cupertino, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/08 (2012.01); G06Q 20/10 (2012.01); G06Q 20/32 (2012.01); G06Q 30/06 (2023.01);
U.S. Cl.
CPC ...
G06Q 20/40 (2013.01); G06Q 20/0855 (2013.01); G06Q 20/102 (2013.01); G06Q 20/322 (2013.01); G06Q 20/3224 (2013.01); G06Q 20/3255 (2013.01); G06Q 20/405 (2013.01); G06Q 30/06 (2013.01);
Abstract

A device in a payment transaction handoff system may include at least one processor configured to receive a request to perform a payment transaction and identify, using a first communication protocol, a respective device identifier of each of a plurality of proximate devices. The at least one processor is configured to select, based at least in part on a payment factor, a default payment device from the plurality of proximate devices. The at least one processor is configured to transmit, via a second communication protocol, a message to perform the payment transaction, the message comprising the device identifier of the default payment device. In one or more implementations, a first device of the plurality of proximate devices may be associated with a first user account and a second device of the plurality of proximate devices may be associated with a second user account, different from the first user account.


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