The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 29, 2025

Filed:

Nov. 30, 2022
Applicant:

Worldpay, Llc, Symmes Township, OH (US);

Inventors:

William J. Wied, Austin, TX (US);

Aman S. Cheema, Warwickshire, GB;

Manuela Dragan, Westfield, NJ (US);

Stephen E. Dinan, Austin, TX (US);

Assignee:

Worldpay, LLC, Symmes Township, OH (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/02 (2012.01); G06N 20/00 (2019.01); G06Q 20/40 (2012.01); H04L 45/42 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/027 (2013.01); G06N 20/00 (2019.01); G06Q 20/4016 (2013.01); H04L 45/42 (2013.01);
Abstract

Systems and methods of executing a real-time electronic transaction by a real-time transaction system are disclosed. One method includes receiving, by a routing system, an electronic transaction request from a user. The routing system may receive routing configuration data from a data query system. The routing system may determine an optimal path for executing the electronic transaction request in accordance with a routing decision model and the routing configuration data. The routing system may transmit the electronic transaction request to a transaction network via the optimal path. The routing system may generate a transaction route data based on the optimal path. The routing system may transmit the transaction route data to a transaction event-topic stream.


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