The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 22, 2025

Filed:

Jun. 05, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Maharaj Mukherjee, Poughkeepsie, NY (US);

George Albero, Charlotte, NC (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 18/2413 (2023.01); G06N 20/00 (2019.01); G06Q 20/40 (2012.01); H04L 9/40 (2022.01); H04L 41/16 (2022.01);
U.S. Cl.
CPC ...
G06F 18/24133 (2023.01); G06N 20/00 (2019.01); G06Q 20/4016 (2013.01); H04L 41/16 (2013.01); H04L 63/102 (2013.01);
Abstract

Arrangements for continuous authentication and secure access control are provided. In some aspects, a computing platform may receive user data from a plurality of user data sources. The user data may include a plurality of different data types. The computing platform may use the user data to train a machine learning model, which may then be used to generate user specific baseline data. Subsequent user data may be received and analyzed, using the machine learning model, to determine whether an anomaly exists between the subsequent user data and the baseline data. If not, the user may be considered authenticated and second user data may be received and analyzed to continuously authenticate the user. If an anomaly is detected, the anomalous data and other data may be further analyzed to determine whether to authenticate the user or execute a response action.


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