The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 22, 2025
Filed:
Mar. 20, 2023
State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);
Thomas Michael Potter, Normal, IL (US);
Douglas Albert Graff, Bloomington, IL (US);
Mark E. Clauss, Bloomington, IL (US);
Dustin Ryan Carter, Normal, IL (US);
Megan Michal Baumann, Bloomington, IL (US);
Atlanta Bonnom, Denver, CO (US);
Craig Cope, Bloomington, IL (US);
Jennifer Luella Lawyer, Bloomington, IL (US);
Curtis Simpson, Carlock, IL (US);
Nathan W. Baumann, Bloomington, IL (US);
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US);
Abstract
A method of driver behavior that includes generating, by a mobile device located inside a vehicle, telematics data associated with operation of the vehicle, and transmitting, from the mobile device to one or more processors via wireless communication, the telematics data in real-time. The method also includes analyzing the telematics data to determine whether a driving score for a driver, determining whether the driving score is greater than a threshold value, determining a discount based upon the driving score being higher than the threshold, and generating a communication based upon the discount. The method further includes transmitting the communication.