The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 15, 2025

Filed:

Apr. 28, 2022
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

Galo M. Alava, Tampa, FL (US);

Amanda Michelle Boyd, Denver, CO (US);

Ramsey Devereaux, San Antonio, TX (US);

Michael Kyne, Saint Petersburg, FL (US);

Gregory Mark Lamontagne, Helotes, TX (US);

Elizabeth J. Rubin, San Antonio, TX (US);

Courtney St. Martin, Forney, TX (US);

Brian Tougas, Spring Branch, TX (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/08 (2012.01); G06Q 50/163 (2024.01); G06V 10/74 (2022.01); G06V 20/52 (2022.01); G06V 40/10 (2022.01); G06V 40/20 (2022.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); G06Q 50/163 (2013.01); G06V 10/761 (2022.01); G06V 20/52 (2022.01); G06V 40/10 (2022.01); G06V 40/20 (2022.01);
Abstract

A method may include retrieving, via a processor of a computing system, insurance information associated with a user and receiving one or more alerts regarding an event that will occur within a determined radius of one or more properties within a period of time. The computing system may then determine a list of actions for the user to perform on the property based on the event and send the list of actions to a computing device associated with the user. Based on whether the user completes the list of actions, a premium rate of the user may be adjusted.


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