The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 15, 2025

Filed:

Jun. 24, 2022
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Puneetha Polasa, Telangana, IN;

Sandeep Kumar Chauhan, Miyapur Hyderabad, IN;

Bhagya Lakshmi Sudha Lavanya Mallidi, Hyderabad, IN;

Udaya Kumar Raju Ratnakaram, Telangana, IN;

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/38 (2012.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/40975 (2013.01); G06Q 20/382 (2013.01); H04L 63/0428 (2013.01); H04L 63/1458 (2013.01);
Abstract

Systems, computer program products, and methods are described herein for dynamic data encryption in an active network session. The present invention is configured to initiate an active network session with a user input device; electronically receive, from the user input device, a resource transfer request from a user, wherein the resource transfer request comprises at least one or more resource transfer parameters; trigger a dynamic data encryption (DDE) engine in response to receiving the resource transfer request; generate, using the DDE engine, a digital identifier for the resource transfer request using the one or more resource transfer parameters; execute the resource transfer request using the digital identifier; transmit control signals configured to cause the user input device to display a notification indicating that the resource transfer request has been executed; and terminate the active network session.


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