The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 08, 2025
Filed:
Oct. 27, 2023
Capital One Services, Llc, McLean, VA (US);
Mohammed Zafar Iqbal, McLean, VA (US);
Kevin Rosengren, Richmond, VA (US);
Max Doerfler, Richmond, VA (US);
Brian DeLuca, Midlothian, VA (US);
Anurag Joshi, Glen Allen, VA (US);
James Dillon, Midlothian, VA (US);
Richie Hollins, Mechanicsville, VA (US);
Jamie Warder, Bethesda, MD (US);
William A. Hodges, Mechanicsville, VA (US);
Ken Allen, Glen Allen, VA (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
In some embodiments, based on a wireless signal of a mobile device (e.g., obtained by a local device) the mobile device and a first authentication capability of the mobile device may be detected. Based on the detection of the mobile device, the mobile device may present access initiation options on a user interface of the mobile device. Based on a selection of a first option of the access initiation options via the user interface to initiate an access request for an access operation with the local device, an authentication request may be generated, where the authentication request is associated with the first authentication capability and with a first authentication tier. For example, the authentication request may be generated based on (i) the first authentication capability being detected as an authentication capability of the mobile device and (ii) the first authentication tier corresponding to an access amount of the access request.