The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 08, 2025
Filed:
Mar. 05, 2024
Applicant:
Experian Information Solutions, Inc., Costa Mesa, CA (US);
Inventors:
Luz M. Torrez, Fountain Valley, CA (US);
Adam Thomas Kornegay, Knoxville, TN (US);
Assignee:
Experian Information Solutions, Inc., Costa Mesa, CA (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/03 (2023.01); G06F 16/25 (2019.01); G06Q 10/04 (2023.01); G06Q 10/06 (2023.01);
U.S. Cl.
CPC ...
G06Q 40/03 (2023.01); G06F 16/254 (2019.01); G06Q 10/04 (2013.01); G06Q 10/06 (2013.01);
Abstract
Embodiments of a system and method are described for generating a finance attribute. In one embodiment, the systems and methods retrieve raw tradeline data from a plurality of credit bureaus, retrieve industry code data related to each of the plurality of credit bureaus, determine one or more tradeline leveling characteristics that meet at least one pre-determined threshold, and generate a finance attribute using the selected leveling characteristics.