The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 08, 2025

Filed:

Aug. 31, 2022
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Geeta Bora, Hyderabad, IN;

Vijay Kumar Yarabolu, Telangana, IN;

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06F 3/04842 (2022.01); G06F 3/0485 (2022.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06Q 20/3827 (2013.01); G06F 3/04842 (2013.01); G06F 3/0485 (2013.01); G06Q 2220/00 (2013.01);
Abstract

Computer-implemented cyber-security, behavior-generated, event-type signed processes and machines provide for authentication and immutable transactions to overcome security risks. Clients submit requests for an immutable transactions and interactions responsive to the request are sent by the server to the client. The server generates behavioral expectations for the interactions, stores them for future comparison purposes, and transmits those to the client. The client executes user events for the interactions. The client behaviorally analyzes the user events and generates behavioral vectors corresponding to the user events. Intermediate client hashes that culminate in a final client hash are generated. User events are sent to the server. The server generates a server hash based on the behavioral expectations and the user events. The server compares the final client hash to the server hash to determine if the transaction is authentic and should be stored as immutable.


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