The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 08, 2025

Filed:

Jul. 28, 2022
Applicant:

Rakuten Group, Inc., Tokyo, JP;

Inventors:

Rong Cao, Tokyo, JP;

Takayuki Kurihara, Tokyo, JP;

Shigetaka Arimura, Tokyo, JP;

Yuzo Takahashi, Tokyo, JP;

Kazuaki Ban, Tokyo, JP;

Assignee:

Rakuten Group, Inc., Tokyo, JP;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3825 (2013.01); G06Q 20/027 (2013.01);
Abstract

A method of transaction authorization includes receiving, by a payment gateway of a payment platform and from a business support system (BSS), an authorization request for a transaction and a security token corresponding to credential information, determining, by the payment gateway, whether an authorization for the transaction is required, and, based on determining that an authorization for the transaction is not required, generating, by the payment gateway, a capture request for retrieving funds for the transaction, sending, by the payment gateway, the capture request to a card issuer corresponding to the credential information, and transferring, by the payment gateway, the funds for the transaction to an operator of the payment gateway.


Find Patent Forward Citations

Cao, Rong. (2025). Dynamic payment authorization system and method (U.S. Patent No. 12354087). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12354087

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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