The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 08, 2025

Filed:

Sep. 29, 2022
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventor:

Joel S. Hartshorn, Port Orchard, WA (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/32 (2013.01);
U.S. Cl.
CPC ...
G06F 21/32 (2013.01);
Abstract

An authentication system includes one or more processors and a memory storing instructions executable by the one or more processors to cause the one or more processors to receive a first request for an electronic data action from a user device associated with a user and to select one or more first authentication factors from a plurality of available authentication factors based on a rotation schedule, a random selection, a prior location of the user, a prior activity of the user, a presence of an auxiliary device in a vicinity of the user device, or any combination thereof.


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