The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 08, 2025

Filed:

Feb. 13, 2023
Applicant:

Allstate Insurance Company, Northbrook, IL (US);

Inventors:

Sunil Chintakindi, Menlo Park, CA (US);

Anuradha Kodali, Fremont, CA (US);

Assignee:

Allstate Insurance Company, Northbrook, IL (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G01C 21/36 (2006.01); G01C 21/34 (2006.01);
U.S. Cl.
CPC ...
G01C 21/3691 (2013.01); G01C 21/3461 (2013.01); G01C 21/3484 (2013.01);
Abstract

Systems and methods in accordance with aspects of this disclosure may be provided to determine and calculate an overall driving risk index value corresponding to a driver and scene configuration. The overall driving risk index value may provide driving risk modeling and estimation at a personalized driving level. In some cases, the overall driving risk index value may be determined using a risk-predictive modeling system with weighting and machine learning and may include one or more of: a driver score system, a driver-contextual risk score system, and a conflict index system.


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