The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 01, 2025

Filed:

Mar. 18, 2024
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Darren M. Goetz, Salinas, CA (US);

Dennis E. Montenegro, Concord, CA (US);

Alicia Y. Moore, San Ramon, CA (US);

Timothy R. Ward, Mesa, AZ (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/0234 (2023.01); G06K 7/14 (2006.01); G06Q 20/04 (2012.01); G06Q 20/10 (2012.01); G06Q 20/20 (2012.01); G06Q 20/32 (2012.01); G06Q 20/42 (2012.01); G06Q 30/0238 (2023.01);
U.S. Cl.
CPC ...
G06Q 30/0234 (2013.01); G06K 7/1413 (2013.01); G06Q 20/0425 (2013.01); G06Q 20/1085 (2013.01); G06Q 20/209 (2013.01); G06Q 20/3274 (2013.01); G06Q 20/42 (2013.01); G06Q 30/0238 (2013.01);
Abstract

A method for providing cash back to a customer from a linked automated teller machine (ATM) after a purchase transaction. The method includes receiving, by a provider computing system associated with a provider, a cash back request including a cash back amount from a point-of-sale computing system associated with the purchase transaction, the provider computing system acting as an intermediary computing system between the point-of-sale computing system and a linked ATM associated with the provider; in response to receiving the cash back request, transmitting, by the provider computing system, cash back information to the linked ATM, the cash back information including the cash back amount and an authentication passcode; in response to entry of the authentication passcode into the linked ATM by the customer, providing, by the linked ATM, the cash back amount to the customer.


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