The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 01, 2025

Filed:

Oct. 12, 2022
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Elvis Nyamwange, Little Elm, TX (US);

Brian Neal Jacobson, Los Angeles, CA (US);

Vismay Mandloi, Kendall Park, NJ (US);

Donna Lee Phillips, Elkton, MD (US);

Madhukiran Bangalore Ramachandra, San Ramon, CA (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/10 (2012.01); G06F 21/45 (2013.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/10 (2013.01); G06F 21/45 (2013.01); G06Q 20/38215 (2013.01); G06Q 20/4014 (2013.01); G06Q 2220/00 (2013.01);
Abstract

Systems, methods, and computer program products are provided herein for hyperspectral imaging based electronic authentication resource transfers. An example method includes receiving a resource transfer request associated with at least a first user and receiving hyperspectral image data associated with the first user. The method further includes extracting, via a hyperspectral imaging module, one or more account credentials of the first user from the hyperspectral image data. The method also includes effectuating the resource transfer associated with an account of the first user as defined by the one or more account credentials. The hyperspectral image data may be generated in response to an image capturing operation performed by the hyperspectral imaging module and may be indicative of a hyperspectral image supported by a resource transfer object.


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