The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 24, 2025
Filed:
Feb. 12, 2024
Bank of America Corporation, Charlotte, NC (US);
Joseph Benjamin Castinado, North Glenn, CO (US);
Therese Humburg Willis, Apopka, FL (US);
Christopher J. Smith, Johns Creek, GA (US);
Kathleen Hanko Trombley, Oakboro, NC (US);
Kevin Graham Robberts, Charlotte, NC (US);
Lee Ann Proud, St. Augustine, FL (US);
Adam Frederick Perrigo, Maiden, NC (US);
Ann Ta, Scottsdale, AZ (US);
Naoll Addisu Merdassa, Chakopee, MN (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
The present invention receives from a first user input device a resource transfer request via a first communication channel; determines that the first communication channel does not meet channel requirements for secure communication; determines whether other the communication channels associated with other input devices meet the channel requirements; determines user input devices whose communication channels does not meet the channel requirements; determines alternate communication channels for the user input devices whose communication channels does not meet the channel requirements using the user input devices whose communication channels meets the channel requirements; determines a second communication channel associated with a second user input device meeting the channel requirements; triggers the second user input device to establish a communication link with the first user input device, wherein the second communication channel and the communication link form an alternate communication channel with the first user input device; and executes the resource transfer request.