The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 24, 2025

Filed:

Jul. 31, 2023
Applicant:

Uipco, Llc, San Antonio, TX (US);

Inventors:

Gregory Brian Meyer, San Antonio, TX (US);

Yevgeniy Viatcheslavovich Khmelev, San Antonio, TX (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/08 (2012.01); G01V 1/01 (2024.01); G01W 1/10 (2006.01); G06N 7/01 (2023.01); G06Q 20/38 (2012.01); G06Q 40/02 (2023.01); G06Q 50/26 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); G01V 1/01 (2024.01); G01W 1/10 (2013.01); G06N 7/01 (2023.01); G06Q 20/389 (2013.01); G06Q 40/02 (2013.01); G06Q 50/26 (2013.01);
Abstract

A method and system for improving and automating the identification of homes located in an imminent or current disaster zone and causing an immediate release of funds to residents without requiring the insured member to first submit a claim are disclosed. The system and method are configured to determine whether there is a high likelihood of a disaster event occurring in a region, based on external sources or local device sensors. In response to the disaster event, a smart contract is executed such that funds are expeditiously released via a distributed ledger system to insured members in the first region.


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