The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 24, 2025

Filed:

Apr. 26, 2023
Applicant:

American Express Travel Related Services Company, Inc., New York, NY (US);

Inventors:

Sastry Durvasula, Phoenix, AZ (US);

Andras Ferenczi, Peoria, AZ (US);

Upendra Mardikar, San Jose, CA (US);

Keshav Narsipur, Chandler, AZ (US);

Vishnuvajhala Subrahmanyam, Phoenix, AZ (US);

Sathish B. Muthukrishnan, Phoenix, AZ (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/10 (2012.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06Q 20/10 (2013.01); G06Q 20/3678 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/389 (2013.01);
Abstract

The present disclosures presents system and methods for blockchain based payment networks. One such method comprises preparing, by a payment network, a request to complete a transaction from an digital currency account associated with a payer digital wallet for entry on a blockchain ledger, wherein the request to complete the transaction includes an amount and a payee address associated with a flat currency account; sending the request to complete the transaction to the blockchain ledger; approving the request to complete the transaction; and adjusting a balance of the payer digital wallet and a balance of the fiat currency account in response to approval of the request to complete the transaction by writing the transaction comprising the amount and the payee address to the blockchain ledger, wherein a value of the digital currency substantially matches a value of the fiat currency.


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