The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 24, 2025
Filed:
Dec. 13, 2022
Applicant:
Truist Bank, Charlotte, NC (US);
Inventors:
Christopher Jon Kuiper, Douglasville, GA (US);
James Raleigh Weaver, Atlanta, GA (US);
Ejaz Ahmed Syed, Morrisville, NC (US);
Assignee:
TRUIST BANK, Charlotte, NC (US);
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/04 (2012.01); G06Q 20/10 (2012.01); G06Q 20/30 (2012.01); H04L 9/32 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/401 (2013.01); G06Q 20/0425 (2013.01); G06Q 20/108 (2013.01); G06Q 20/30 (2013.01); H04L 9/3247 (2013.01); H04L 2209/56 (2013.01);
Abstract
Disclosed are systems and methods for generating and augmenting digital instruments that implement electronic transfers. The system converts instruments to a digital format and applies electronic augmentations in the form of metadata or layered optically perceptible data that can be verified or edited. The electronic augmentations are integrated with the digital instrument prior to transmitting the instrument to a third party to initiate transfer execution.