The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 24, 2025
Filed:
Mar. 06, 2023
Capital One Services, Llc, McLean, VA (US);
David Kelly Wurmfeld, Melbourne, FL (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
In certain embodiments, a personal network of devices including one or more wearable devices and one or more other devices may facilitate secure payment. In some embodiments, a first device of the personal network may be configured to store a plurality of virtual slots, where each of the plurality of virtual slots stores a virtual token associated with a financial account. A second device of the personal network may be configured to transmit, to a merchant device, user authentication data and a first virtual token stored in a first virtual slot to cause the merchant device to obtain information related to a financial account associated with the first virtual token to facilitate a payment transaction. Each of the first, the second device, and at least one other device of the personal network may include a short-range transceiver configured to relay information to one another as part of the personal network.