The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 24, 2025
Filed:
Aug. 16, 2024
Bank of Montreal, Toronto, CA;
Baiwu Zhang, Toronto, CA;
Bank of Montreal, Toronto, CA;
Abstract
A network operation system and method accesses a training dataset for a network operation predictive model including historical network operation records and historical decision records, generates an inferred protected class dataset by executing a protected class demographic model, executes an algorithmic bias model using as input the historical decision records and the inferred protected class dataset to generate one or more fairness metrics, executes, based on the fairness metrics, a bias adjustment model using as input the historical decision records and the inferred protected class dataset to generate an adjusted training dataset, trains the network operation predictive model using as input the adjusted training dataset, receives an electronic request for a network operation, executes the network operation predictive model using as input at least one attribute of the electronic request for the network operation, and executes the network operation based on a prediction of the network operation predictive model.