The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 24, 2025
Filed:
Jun. 01, 2021
Massachusetts Mutual Life Insurance Company, Springfield, MA (US);
Marc Maier, Springfield, MA (US);
Sara Saperstein, Springfield, MA (US);
Massachusetts Mutual Life Insurance Company, Springfield, MA (US);
Abstract
A system and method for dynamic model training of a predictive machine learning model accesses data points of a training dataset including a plurality of model covariates. The predictive machine learning model is configured to generate an output including a risk rank representative of a mortality risk. The method selects one of the covariates and generates a historical data distribution for the selected covariate by applying the model to the training dataset including a plurality of historical application records. The method determines a current data distribution for the selected covariate. When comparison of the current data distribution with the historical data distribution indicates a data distribution shift exceeding a predetermined threshold, the method automatically updates parameters of the predictive machine learning model and retrains the predictive machine learning model using the updated parameters. Comparison of the current data distribution with the historical data distribution may employ covariate shift adaptation.