The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 17, 2025

Filed:

Jun. 21, 2023
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Jeffrey Rule, Chevy Chase, MD (US);

Kaitlin Newman, Washington, DC (US);

Rajko Ilincic, Arlington, VA (US);

Assignee:

CAPITAL ONE SERVICES, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04M 3/24 (2006.01); G06N 5/04 (2023.01); G06N 20/00 (2019.01); G10L 15/18 (2013.01); G10L 15/22 (2006.01); G10L 15/30 (2013.01); H04L 9/40 (2022.01); H04L 51/02 (2022.01); H04M 3/22 (2006.01); H04M 3/54 (2006.01);
U.S. Cl.
CPC ...
H04M 3/247 (2013.01); G06N 5/04 (2013.01); G06N 20/00 (2019.01); G10L 15/1815 (2013.01); G10L 15/22 (2013.01); G10L 15/30 (2013.01); H04L 51/02 (2013.01); H04L 63/1491 (2013.01); H04M 3/2218 (2013.01); H04M 3/2281 (2013.01); H04M 3/54 (2013.01); G10L 2015/223 (2013.01); H04M 2203/6027 (2013.01); H04M 2242/16 (2013.01);
Abstract

A server can receive a plurality of records at a databases such that each record is associated with a phone call and includes at least one request generated based on a transcript of the phone call. The server can generate a training dataset based on the plurality of records. The server can further train a binary classification model using the training dataset. Next, the server can receive a live transcript of a phone call in progress. The server can generate at least one live request based on the live transcript using a natural language processing module of the server. The server can provide the at least one live request to the binary classification model as input to generate a prediction. Lastly, the server can transmit the prediction to an entity receiving the phone call in progress. The prediction can cause a transfer of the call to a chatbot.


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