The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 17, 2025

Filed:

Jun. 21, 2021
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Kevin Osborn, Newton Highlands, MA (US);

Samuel Patrick Edwards, Richmond, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04L 9/32 (2006.01); H04L 9/14 (2006.01); H04L 9/30 (2006.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 9/3271 (2013.01); H04L 9/30 (2013.01); H04L 63/0435 (2013.01); H04L 63/0492 (2013.01); H04L 9/14 (2013.01);
Abstract

Systems and methods for authentication may include an authentication server. The authentication server may include a processor and a memory. The processor may be configured to transmit an authentication request. The processor may be configured to receive a first response that is responsive to the authentication request, the first response comprising a first cryptogram. The processor may be configured to generate a first challenge based on the first response. The processor may be configured to encrypt the first challenge with a symmetric key. The processor may be configured to transmit the first challenge receive a second response that is responsive to the first challenge, the second response comprising a second cryptogram. The processor may be configured to authenticate the second response.


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