The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 17, 2025

Filed:

Mar. 17, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Anna Kristen Pingel Berry, Indian Land, SC (US);

Olga Kocharyan, Matthews, NC (US);

Ravi Joshi, Pennington, NJ (US);

Luqman Sharief, Libertyville, IL (US);

Michael Wm. Whitaker, Fort Worth, TX (US);

Benjamin Daniel Hardman, Harrisburg, NC (US);

Shweta Ambulkar, Plainsboro, NJ (US);

Angela Ianni, Lincoln, RI (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01); G06F 21/36 (2013.01); H04W 12/06 (2021.01);
U.S. Cl.
CPC ...
H04L 63/0884 (2013.01); G06F 21/36 (2013.01); H04L 63/083 (2013.01); H04W 12/068 (2021.01);
Abstract

Systems, computer program products, and methods are described herein for implementing a single point multi-component authentication using a pre-determined sequence in an electronic network. The present disclosure is configured to identify a pre-determined sequence associated with a user account; identify a plurality of valid authentication credentials associated with the user account; generate a multi-component authentication graphical user interface, wherein the multi-component authentication graphical user interface comprises a plurality of input locations; receive a first authentication credential at a first unverified location of the plurality of input locations; determine whether the first authentication credential is valid; receive a second authentication credential at a second unverified location of the plurality of input locations; determine whether the second authentication credential is valid; and allow, in an instance where the first authentication credential is valid and the second authentication credential is valid, access to the user account.


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