The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 17, 2025
Filed:
Nov. 09, 2022
Truist Bank, Charlotte, NC (US);
Barath Jayaraman, Fort Mill, SC (US);
Truist Bank, Charlotte, NC (US);
Abstract
Systems and methods perform predictive analytics using analytical tool(s) on an aggregation of user action history data. A cluster model classifies action(s) previously entered into by a user, including scoring the action(s) previously entered into by the user. A predicted action score predicted to be currently applied to at least one of the action(s) previously entered into by the user is programmatically generated. Predicted user reaction(s) of the user resulting from providing, via a digital platform, the user with recommended user action(s) are programmatically simulated, the simulating identifying a preferred recommended user action capable of being at least partially performed by the user across a network via the digital platform. Program instructions determine that the user is accessing, via a user interface of a user device, the digital platform to perform user action(s), and display, via the user interface, the preferred recommended user action.