The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 17, 2025

Filed:

Oct. 14, 2020
Applicant:

Paypal, Inc., San Jose, CA (US);

Inventors:

Raoul Johnson, Scottsdale, AZ (US);

Jakub Burgis, Scottsdale, AZ (US);

Assignee:

PAYPAL, INC., San Jose, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06F 18/214 (2023.01); G06N 7/01 (2023.01); G06N 20/20 (2019.01); H04L 67/50 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06F 18/214 (2023.01); G06N 7/01 (2023.01); G06N 20/20 (2019.01); H04L 67/535 (2022.05);
Abstract

There are provided systems and methods for a machine learning model for probabilistic anomaly detection in streaming device data. A server obtains a plurality of features associated with a user interaction between a user device and the server. The server selects a combination of features from the plurality of features, where the combination of features comprises features having a variance of expected values that exceeds a threshold variance. The server selects a prediction engine to process the combination of features with a corresponding non-parametric statistical model of a plurality of non-parametric statistical models and to generate a prediction indicating a likelihood that the combination of features represents an anomaly corresponding to fraudulent activity. The server issues a remedial action to the user device through an application programming interface with a remedial action engine based on the prediction for applying the remedial action on the user interaction.


Find Patent Forward Citations

Loading…