The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 17, 2025

Filed:

Jul. 17, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Jesse James Godley, Charlotte, NC (US);

Taylor Farris, Hoboken, NJ (US);

Trish Gillis, Chicago, IL (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/36 (2012.01); G06Q 20/38 (2012.01); H04L 9/00 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/3674 (2013.01); G06Q 20/389 (2013.01); G06Q 2220/00 (2013.01); H04L 9/50 (2022.05);
Abstract

Systems for using bifurcated non-fungible tokens for transaction approval are provided. Systems may include a blockchain, a memory and a processor. The processor may, in a pre-approval stage: mint an identity block for each approver included in a plurality of approvers, upload each identity block to the blockchain and assign a non-fungible token to each approver. The processor may, in an approval stage: receive a file for approval; label the file with a file identifier; identify a subset of approvers for file approval; mint an approval block including the file identifier and an entry slot for each non-fungible token associated with each approver included include in the subset; initiate an approval process by the subset of approvers; receive the non-fungible token that identifies the approver; place each received token within an entry slot of the approval block; upload the approval block to a blockchain; validate the approval block and close the approval block.


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