The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 10, 2025

Filed:

Jul. 01, 2021
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

David Gabriele, Boston, MA (US);

Wayne Lutz, Fort Washington, MD (US);

Lin Ni Lisa Cheng, Fresh Meadows, NY (US);

Daniel John Marsch, Arlington, VA (US);

Tyler Maiman, Melville, NY (US);

Saleem Ahmed Sangi, McLean, VA (US);

Kevin Osborn, Newton Highlands, MA (US);

Assignee:

CAPITAL ONE SERVICES, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04W 4/80 (2018.01); G01S 1/68 (2006.01); G06Q 20/32 (2012.01); H04B 17/318 (2015.01); H04L 67/141 (2022.01); H04W 4/029 (2018.01); H04W 24/08 (2009.01); H04W 52/02 (2009.01); H04W 64/00 (2009.01); G06F 3/01 (2006.01); G06F 3/14 (2006.01); H04W 76/10 (2018.01);
U.S. Cl.
CPC ...
H04W 4/80 (2018.02); G01S 1/68 (2013.01); G06Q 20/3278 (2013.01); H04B 17/318 (2015.01); H04L 67/141 (2013.01); H04W 4/029 (2018.02); H04W 24/08 (2013.01); H04W 52/0229 (2013.01); H04W 52/0245 (2013.01); H04W 64/003 (2013.01); G06F 3/017 (2013.01); G06F 3/14 (2013.01); H04W 76/10 (2018.02);
Abstract

An automated method is provided for initiating a transaction function in a transaction processing device. The method comprises establishing near field communication between the transaction processing device and an NFC transmitting device having an associated tag identifier and receiving NFC information including the tag identifier. The transaction processing device transmits the NFC information to a merchant processor and receives from the merchant processor a tag rule communication including an instruction to carry out a transaction function associated with the tag identifier or a request to associate a new transaction function with the tag identifier. Responsive to receiving an instruction to carry out a transaction function associated with the tag identifier, the transaction processing device executes the transaction function. Responsive to receiving a request to associate a new transaction function with the tag identifier, the transaction processing device transmits a request response to the merchant processor.


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