The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 10, 2025
Filed:
Dec. 01, 2022
Synchrony Bank, Stamford, CT (US);
Michael Storiale, Stamford, CT (US);
Sih Lee, Stamford, CT (US);
William Kievit, Stamford, CT (US);
Jennifer Cantor, Chicago, IL (US);
Jake Miller, Stamford, CT (US);
Noah Pell, Champaign, IL (US);
Christopher Bauer, Stamford, IL (US);
Lisa Hammond, Alpharetta, GA (US);
Synchrony Bank, Stamford, CT (US);
Abstract
An application executed on a user device receives a request to initiate a transaction with an entity associated with a device implemented at a point-of-sale. The application detects that the user device is proximate to the device and detects an audial tone that encodes information corresponding to an entity associated with the device. The application transmits a request to transfer a payment to the entity, wherein the request includes the information and a payment amount for the payment. When the request is received by a payment processing system, the payment processing system transfers the payment to the entity and provides a confirmation for the payment. The application broadcasts a confirmation audial tone that encodes the confirmation. When the confirmation audial tone is received at the device, the device demodulates the confirmation audial tone to provide the confirmation to the entity.