The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 03, 2025

Filed:

Jan. 10, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Thamizh Thendral, Chennai, IN;

Anurajam Rajagopalan, Chennai, IN;

Durga Prasad Kutthumolu, Hyderabad, IN;

Pracheta Ranjan Mohanty, Hyderabad, IN;

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06N 3/094 (2023.01); G06N 3/0475 (2023.01); G06Q 10/067 (2023.01); G06T 19/00 (2011.01);
U.S. Cl.
CPC ...
G06T 19/006 (2013.01); G06N 3/0475 (2023.01); G06N 3/094 (2023.01); G06Q 10/067 (2013.01);
Abstract

Systems, methods, and apparatus are provided for developing and applying a metaverse enabled digital cognitive twin. Customer communications may be secured at a data layer using multi-cloud object storage. A first multi-modal AI system may generate segmented customer activity data from the customer communications and output the segmented customer activity data to a set of decentralized streaming caches. At an extended reality platform, a second multi-modal AI system may generate immersive content from a real time customer input and the segmented customer activity data for viewing in an XR environment. The system may train an XR avatar based at least in part on the customer communications. The XR avatar may interact with customers and agents and may present a video together with customized supplementary information. The immersive video and the XR avatar may be generated by a plug-in application configured to adapt a variety of XR platforms.


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