The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 03, 2025
Filed:
Dec. 31, 2021
Scientia Potentia Est., Llc, Charleston, SC (US);
Jeremy Blackburn, Charleston, SC (US);
Justin Southward, Lehigh Acres, FL (US);
W. Kurt Taylor, N. Charleston, SC (US);
Karl David, Charleston, SC (US);
Austi Critchfield, Clearwater, FL (US);
Michael Lu, N. Charleston, SC (US);
Tim McVicker, Charleston, SC (US);
Scientia Potentia Est., LLC, Charleston, SC (US);
Abstract
A computerized system for verifiably pairing financial events including a loan with a digital representation and a check cashing transaction with a digital representation comprising: a kiosk and controller in communication with a persistent storage; a sensor assembly in communications with the controller wherein the sensor assembly is adapted for sensing a borrower application as the loan origination location; a set of non-transitory computer readable instructions included in controller adapted for: determining the location of the kiosk, retrieving, from the persistent storage, a loan record representing loan from a lender to a borrower, creating a payment record including payment information captured by the sensor assembly representing a payment according to the loan record from the borrower wherein the payment record includes the date, time, payor, amount, location and any combination, associating the payment record with the loan record and storing the payment record on the persistent storage.