The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 03, 2025

Filed:

Sep. 30, 2015
Applicant:

Apple Inc., Cupertino, CA (US);

Inventors:

Michael Giles, San Jose, CA (US);

Craig P. Dooley, Cupertino, CA (US);

Anjali S. Sandesara, Cupertino, CA (US);

Abuzar Amini, San Jose, CA (US);

Assignee:

Apple Inc., Cupertino, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/22 (2012.01); G06Q 20/32 (2012.01); G06Q 20/38 (2012.01); G06Q 30/0207 (2023.01);
U.S. Cl.
CPC ...
G06Q 20/227 (2013.01); G06Q 20/3224 (2013.01); G06Q 20/3227 (2013.01); G06Q 20/3265 (2020.05); G06Q 20/327 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/382 (2013.01); G06Q 30/0207 (2013.01);
Abstract

Systems, methods, and computer-readable media for providing a recommendation of a payment credential to be used by an electronic device in a commercial transaction based on merchant information received by the electronic device are provided. In one example embodiment, a method, at an electronic device that includes a secure element that includes at least one payment credential, includes, inter alia, accessing credential availability data indicative of the at least one payment credential, accessing merchant context data associated with a merchant subsystem, wherein the merchant context data is indicative of a preference for a first type of payment credential over a second type of payment credential, and presenting payment recommendation data based on the accessed credential availability data and the accessed merchant context data. Additional embodiments are also provided.


Find Patent Forward Citations

Loading…