The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 03, 2025
Filed:
Jan. 29, 2021
Cambridge Mobile Telematics Inc., Cambridge, MA (US);
William Francis Bradley, Arlington, MA (US);
Katherine Esther Dalis, Saint Simons Island, GA (US);
Cambridge Mobile Telematics Inc., Cambridge, MA (US);
Abstract
A method for constructing and evaluating a statistical model includes receiving, by a data processing system, telematics data and insurance claims data for a population of drivers. A training dataset is generated based on the telematics data that includes values for a proxy variable derived from the telematics data, and values for one or more features derived from the telematics data. A testing dataset is generate based on the telematics data and the claims data that includes values for a target variable derived from the claims data, and values for the one or more features derived from the telematics data. A statistical model is generated using the training dataset, the statistical model configured to predict values of the proxy variable from values of the one or more features. The statistical model is validated using the testing dataset.