Network architectures utilizing cellular network hosted access controlling schemas and computing platforms configured to facilitate internet protocol mediated payment activities via cellular networks and methods for use thereof

Abstract

In some embodiments, the present disclosure is directed to an exemplary system, including: an access controlling platform, executing software instructions that instruct to generate an expectation data record as an access control mechanism to access an access-restricted digital resource, the expectation data record including: access code and identity linked to a computing device; where the access code is associated with the access-restricted digital resource; receive a mobile originating communication having data that includes a particular access code and a particular identity; perform a confirmation of the expectation data record with the mobile originating communication; instruct a cellular communications network to perform, based on at least one part of the data, at least one action with the cellular network hosted access controlling schema to generate a session record associated with the particular identity; and instruct to unlock the access-restricted digital resource for the accessing via the computing device.