The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 27, 2025

Filed:

Oct. 05, 2023
Applicant:

The Toronto-dominion Bank, Toronto, CA;

Inventors:

Shahriar Taheri, Newmarket, CA;

Ashkan Alavi-Harati, Markham, CA;

Assignee:
Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 15/16 (2006.01); G06Q 30/0601 (2023.01); H04L 51/02 (2022.01); H04L 67/55 (2022.01); H04W 4/029 (2018.01);
U.S. Cl.
CPC ...
H04L 67/55 (2022.05); G06Q 30/0631 (2013.01); H04L 51/02 (2013.01); H04W 4/029 (2018.02);
Abstract

An example operation may include one or more of storing a database of payment card data, receiving an identifier of a product from a digital wallet on a user device, identifying one or more payment cards stored within the digital wallet on the user device, determining the benefits that will be obtained by using each of the one or more payment cards to purchase the product via execution of an LLM on the identifier of the product and the database of payment card data; and displaying a chat message within a chat window on the user device with a description of the determined benefits that will be obtained.


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