The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 27, 2025
Filed:
Jul. 29, 2021
The Toronto-dominion Bank, Toronto, CA;
Milos Dunjic, Oakville, CA;
David Samuel Tax, Toronto, CA;
Jonathan Joseph Prendergast, West Chester, PA (US);
Kushank Rastogi, Toronto, CA;
Vipul Kishore Lalka, Oakville, CA;
Asad Joheb, Toronto, CA;
The Toronto-Dominion Bank, Toronto, CA;
Abstract
A computer-implemented method is disclosed. The method includes: receiving a first request to initiate a first resource transfer for transferring a first defined quantity of resources from a transferor data record to a transferee data record; determining that the first resource transfer is of a first type; in response to determining that the first resource transfer is of a first type, performing verification of the transferee data record by: transmitting, to a first server associated with the transferee data record, a second request to initiate a second resource transfer for transferring a second defined quantity of resources from the transferee data record to the transferor data record; receiving, from the first server, a response message associated with the second request, the response message authorizing the second resource transfer; and verifying the transferee data record based on the response message, and after verifying the transferee data record, initiating a third resource transfer for transferring a third defined quantity from the transferor data record to the transferee data record.