The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 20, 2025
Filed:
Jul. 27, 2022
Truist Bank, Charlotte, NC (US);
Dontá Lamar Wilson, Charlotte, NC (US);
Jane Moury Kane, Winston-Salem, NC (US);
Kenneth William Cluff, Powhatan, VA (US);
Peter Councill, Richmond, VA (US);
Qing Li, Cary, NC (US);
James Xu, Raleigh, NC (US);
TRUIST BANK, Charlotte, NC (US);
Abstract
A computing system is configured to generate a predictive model during training of a machine learning program using a training data set including a personal data set of a plurality of first users. The predictive model is configured to predict a first predicted assessment score at a first instance and a second predicted assessment score at a second instance with respect to a second user. The computing system determines whether the first predicted assessment score is different from the second predicted assessment score, and whether a first data entry of the personal data set of the second user changed between the first instance and the second instance. The computing system takes or recommends an action corresponding to a reversal in the change in the first data entry in order to alter the predicted assessment score of the second user.