The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 20, 2025
Filed:
Aug. 24, 2022
Applicant:
Capital One Services, Llc, McLean, VA (US);
Inventors:
Jeremy Phillips, Brooklyn, NY (US);
Zachary Podbela, Muttontown, NY (US);
Assignee:
Capital One Services, LLC, McLean, VA (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/62 (2013.01); G06F 16/903 (2019.01); G06F 16/9035 (2019.01); G06F 21/60 (2013.01); G06Q 40/06 (2012.01);
U.S. Cl.
CPC ...
G06F 21/6254 (2013.01); G06F 16/90335 (2019.01); G06F 16/9035 (2019.01); G06F 21/602 (2013.01); G06Q 40/06 (2013.01);
Abstract
Methods and systems described herein provide for protecting user information in an overlay service. Protecting user information may include redacting personally identifiable information (PII) from information that may be exposed to third parties. Additionally, protecting user information may include opening a second account on behalf of the user using a plurality of unique identifiers in lieu of information identifying the user. This protects users' identities and privacy as their assets are transferred between various institutions.