The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 13, 2025

Filed:

Jun. 11, 2024
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Ajit Gaddam, Foster City, CA (US);

Ara Jermakyan, Northridge, CA (US);

Pushkar Joglekar, Emeryville, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 67/50 (2022.01); G06F 18/214 (2023.01); G06F 18/24 (2023.01); G06N 20/20 (2019.01); H04L 9/40 (2022.01); H04L 67/30 (2022.01);
U.S. Cl.
CPC ...
H04L 67/535 (2022.05); G06F 18/214 (2023.01); G06F 18/24 (2023.01); G06N 20/20 (2019.01); H04L 63/102 (2013.01); H04L 63/105 (2013.01); H04L 63/20 (2013.01); H04L 67/30 (2013.01);
Abstract

Methods and systems for analyzing request to access resources and determining a resource access policy are provided. The resource access system can train, store, evaluate, and deploy machine learning models that learn to output a trust score associated with a resource access request, the trust score relating to the request's legitimacy. A resource access system can receive a request for a resource from a requesting entity. The resource access system can determine an entity profile using request data in the request. The resource access system can request data from the request to determine whether the request is normal or anomalous. Using a policy engine, the resource access system can determine a resource access policy, such as allowing or denying access to the resource.


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