The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 13, 2025

Filed:

Mar. 31, 2022
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

Oscar Guerra, San Antonio, TX (US);

Dustin Bowen Bitter, Lehi, UT (US);

Nikhil Dama, Apex, NC (US);

Donald Nathaniel Holloway, Iii, San Antonio, TX (US);

Megan Sarah Jennings, San Antonio, TX (US);

Pooja Krishnaswamy, McKinney, TX (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/64 (2013.01); G06F 16/22 (2019.01); G06F 21/62 (2013.01); H04L 67/12 (2022.01);
U.S. Cl.
CPC ...
G06F 21/645 (2013.01); G06F 16/22 (2019.01); G06F 21/62 (2013.01); H04L 67/12 (2013.01);
Abstract

A data management system may include a monitoring device comprising a sensor, a memory storing executable instructions, and a processor. The sensor may generate sensor data and transmits the sensor data to a third-party system. The processor may receive the sensor data from the third-party system and associate the sensor data with a user account. The user account may include additional sensor data from other monitoring devices and such that the sensor data together with the additional sensor data comprises aggregated sensor data. The processor may determine a risk value of the aggregated sensor data is greater than a risk threshold and flag the user account in response to determining the risk value of the sensor data is greater than the risk threshold. The processor may also transmit a signal indicative of the flagged user account to an application of a user device.


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