The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 29, 2025

Filed:

Jun. 17, 2019
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Amy Christine Milam, Wentzville, MO (US);

Stephen J. Klaus, Clayton, MO (US);

Allen Russell Thompson, Florissant, MO (US);

Richard G. Ampleman, Florissant, MO (US);

Assignee:
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/08 (2011.12); G01P 3/00 (2005.12); G01P 15/00 (2005.12); G06Q 20/10 (2011.12); G06Q 20/40 (2011.12); G16H 10/60 (2017.12); H04W 4/02 (2017.12);
U.S. Cl.
CPC ...
G06Q 20/40 (2012.12); G06Q 20/102 (2012.12);
Abstract

A computer system for validating an account to be used in an electronic payment includes a processor coupled to a memory device. The computer system is programmed to receive an account validation web request from a bill payment originator. The account validation web request includes account details. The computer system is further programmed to process the account validation web request to parse the account details, validate the account details associated with the account validation web request using at least one validation rule, and transmit an account validation web response to the bill payment originator.


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