The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 29, 2025

Filed:

Mar. 26, 2021
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventor:

Peter Ho, Walnut Creek, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2011.12); G06Q 20/22 (2011.12); G06Q 20/32 (2011.12); G06Q 20/34 (2011.12); G06Q 20/40 (2011.12);
U.S. Cl.
CPC ...
G06Q 20/38215 (2012.12); G06Q 20/3221 (2012.12); G06Q 20/3263 (2020.04); G06Q 20/34 (2012.12); G06Q 20/352 (2012.12); G06Q 20/40975 (2012.12); G06Q 20/29 (2012.12); G06Q 20/3278 (2012.12);
Abstract

A method of authenticating a smart card for a mobile pay function of a mobile device using a smart card is disclosed. The method includes: offering, by a mobile pay circuit of the mobile device, a mobile pay function; receiving, by the mobile pay circuit, an affirmative user input to enable the mobile pay function; wirelessly receiving, by a contactless logic of the mobile device, an authentication code from a smart card, wherein the authentication code includes identifying customer information; automatically populating, by the mobile pay circuit, one or more fields of a graphical user interface provided by the mobile pay circuit with the received identifying customer information; authenticating, by the mobile pay circuit, the smart card using the authentication code; and, enabling, by the mobile pay circuit, the mobile pay function with the smart card upon authenticating the smart card.


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