The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 21, 2025

Filed:

Aug. 22, 2021
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Charles Russell Kendall, Snoqualmie, WA (US);

Richard C. Clow, Ii, Morristown, NJ (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 67/53 (2021.12); G06F 9/50 (2005.12); H04L 47/70 (2021.12);
U.S. Cl.
CPC ...
H04L 67/53 (2022.04); G06F 9/5005 (2012.12); H04L 47/82 (2012.12);
Abstract

Embodiments of the present invention provide a system for generating two-sided electronic interaction requests for completing resource transfers. In particular, the system may be configured to cause an entity system to transmit interaction data associated with an interaction between a user and a third party system, receive, from an entity system, the interaction data of the interaction associated with the user and the third party system, cause the third party system to generate a resource transfer request associated with the interaction, receive, from the third party system, the resource transfer request associated with the interaction, determine that the interaction data matches data accompanied by the resource transfer request for transfer of resources associated with the interaction, and route the resource transfer request to a settlement system to process the interaction and complete the transfer of resources associated with the interaction.


Find Patent Forward Citations

Kendall, Charles. (2025). System and method for generating two-sided electronic interaction requests for completing resource transfers (U.S. Patent No. 12284255). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12284255

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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