The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 21, 2025

Filed:

Oct. 16, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Patrick Burgess, Stockholm, SE;

Trish Gillis, Chicago, IL (US);

Taylor Farris, Hoboken, NJ (US);

Napangsiri Wanpen, New York, NY (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2021.12); G06N 20/00 (2018.12);
U.S. Cl.
CPC ...
H04L 63/0861 (2012.12); G06N 20/00 (2018.12); H04L 63/102 (2012.12); H04L 63/20 (2012.12);
Abstract

Apparatus and methods for continuous real-time authentication are provided. The apparatus and methods may include using a biometric sensor on an Internet-of-things ('IoT') device to measure a biometric attribute of a user. The measured biometric attribute may be transmitted to a server to compare to a stored biometric attribute and authenticate the user. The IoT device may continue to measure the biometric attribute of the user at a pre-determined interval. Each measurement may be used to authenticate the user. This continuous authentication process may take place without the user's conscious interaction with the IoT device. The apparatus and methods may include using the continuous authentication to process and approve a transaction the user requests.


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