The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 21, 2025

Filed:

Nov. 08, 2020
Applicant:

Apple Inc., Cupertino, CA (US);

Inventors:

David T. Haggerty, Cupertino, CA (US);

George R. Dicker, Sunnyvale, CA (US);

Joakim Linde, Cupertino, CA (US);

Ahmer A. Khan, Cupertino, CA (US);

Timothy S. Hurley, Cupertino, CA (US);

Assignee:

Apple Inc., Cupertino, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/02 (2022.12); G06F 21/42 (2012.12); G06Q 20/32 (2011.12); G06Q 20/34 (2011.12); G06Q 20/38 (2011.12); G06Q 20/42 (2011.12); G06Q 30/018 (2022.12); H04L 9/32 (2005.12); H04L 9/40 (2021.12); H04L 101/37 (2021.12);
U.S. Cl.
CPC ...
G06Q 40/02 (2012.12); G06F 21/42 (2012.12); G06Q 20/3255 (2012.12); G06Q 20/3278 (2012.12); G06Q 20/354 (2012.12); G06Q 20/3821 (2012.12); G06Q 20/425 (2012.12); G06Q 30/0185 (2012.12); H04L 9/3215 (2012.12); H04L 63/0876 (2012.12); G06Q 2220/00 (2012.12); H04L 2101/37 (2022.04); H04L 2209/56 (2012.12); H04L 2209/80 (2012.12);
Abstract

Systems, methods, and computer-readable media for provisioning credentials on an electronic device are provided. In one example embodiment, a secure platform system may be in communication with an electronic device and a financial institution subsystem. The secure platform system may be configured to, inter alia, detect a selection of a particular commerce credential, access communication mechanism data indicative of at least one communication mechanism of the device, where the at least one mechanism is configured to receive a communication on the device, transmit information to the financial subsystem, where the information includes the mechanism data and the selection of the particular commerce credential, and instruct the financial subsystem to provision the particular commerce credential in a disabled state on the device and communicate credential enablement data to the device using a particular communication mechanism of the at least one communication mechanism indicated by the communication mechanism data.


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