The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 21, 2025

Filed:

Jul. 28, 2021
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Przemek Praszczalek, Irvington, NY (US);

Raman Narayanswamy, Nashua, NH (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2022.12); G06F 21/45 (2012.12); G06Q 20/38 (2011.12); G06Q 20/40 (2011.12); H04L 9/40 (2021.12);
U.S. Cl.
CPC ...
G06Q 20/401 (2012.12); G06F 21/45 (2012.12); G06Q 20/382 (2012.12); H04L 63/0861 (2012.12);
Abstract

Biometric tokenized networks. In one embodiment, a system includes a network and a server. The server includes a memory storing a biometric token vault, a communication interface, and an electronic processor. The electronic processor is configured to: receive a biometric token (i.e., identity token), a merchant identifier, and transaction details via the network, confirm a uniqueness of the biometric token with a second biometric token stored in the biometric token vault, generate a relationship identifier based on the merchant identifier and a global unique identifier linked to the second biometric token, and determine whether the relationship identifier is associated with a payment account reference, and output the merchant identifier, the transaction details, and a personal account number associated with the payment account reference to an issuer via the network in response to determining that the relationship identifier is associated with the payment account reference.


Find Patent Forward Citations

Loading…