The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 08, 2025
Filed:
Aug. 11, 2022
Wells Fargo Bank, N.a., San Francisco, CA (US);
Kelley A. Chamberlain, Huntersville, NC (US);
David J. Dietrich, Charlotte, NC (US);
Michael Knorr, Fairfield, CT (US);
Robert L. Kosicki, Huntersville, NC (US);
Valeria J. Gray-Lindsey, Charlotte, NC (US);
Duane F. Lindquist, Glenview, IL (US);
Michael Mangieri, San Francisco, CA (US);
Maria V. Marmolejos, San Francisco, CA (US);
Jacqueline A. Monteferrario, Franklin Lakes, NJ (US);
Yonesy F. Nunez, Allentown, PA (US);
Leonard J. Valentino, Stamford, CT (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
A system including a processing circuit configured to collect at least first contact information of a beneficiary, identify a risk associated with the beneficiary, automatically calculate a risk score for an electronic transaction based on the risk, determine that the risk score exceeds a first threshold value and displaying a notification on the user device associated with the electronic transaction, receive data from the user device, wherein the data includes at least second contact information corresponding to the beneficiary, compare the first contact information and the second contact information with additional data, wherein comparing includes analyzing the call records or the emails and determining that a user conducted at least one mitigation activity of the displayed mitigation activities, recalculate the risk score based on the at least one mitigation activity, and display the recalculated risk score on the user device.